Perbadanan Tabung Pendidikan Tinggi Nasional

National Higher Education Fund Corporation
Perbadanan Tabung Pendidikan Tinggi Nasional
(PTPTN)
AbbreviationPTPTN
Formation1 November 1997 (1997-11-01)
HeadquartersTingkat Bawah, Menara PTPTN, Blok D, Megan Avenue II, No. 12, Jalan Yap Kwan Seng, Kuala Lumpur, Malaysia
Chairperson
Norliza Abdul Rahim
Chief Executive
Ahmad Dasuki bin Abdul Majid
AffiliationsMinistry of Higher Education
Websitewww.ptptn.gov.my
Perbadanan Tabung Pendidikan Tinggi Nasional on Facebook

National Higher Education Fund Corporation (Malay: Perbadanan Tabung Pendidikan Tinggi Nasional), abbreviated PTPTN, is an authority responsible for giving study loans to students pursuing tertiary education in Malaysia. This agency is placed under the Ministry of Higher Education.

Chairman

The current PTPTN chairman since 2023 is Norliza Abdul Rahim, who is also the vice-chief of UMNO women's wing and former chairman of UDA Holdings Berhad.[1] She replaced Apli Yusoff, who was UMNO Kuala Nerus division chief and has been serving as PTPTN chairman since July 2022.[1][2]

PTPTN repayment exemption

PTPTN may waive a bachelor's degree student's loan in full if he meets the following criteria:[3]

  • Acquired a bachelor's degree with first class honours.
  • Attended a full-time course.
  • Completed his studies within the designated time-frame as stipulated in PTPTN's loan agreement.
  • Completed their studies in the designated course as stipulated in PTPTN's loan agreement.
  • The course attended is accredited by Malaysian Qualifications Agency (if one pursue his studies at a private institution).
  • Submitted the application within 12 months from the date of convocation.

However, such waiver are subjected to the financial position of the government and is not automatically granted upon application.

Actions against defaulters

Beginning 2015, hardcore PTPTN loan defaulters have been listed inside Central Credit Reference Information System (CCRIS), which is a Bank Negara Malaysia (BNM) database system that stores financial records of Malaysian borrowers.[4]

Defaulters may also be barred from leaving the country by the Immigration Department,[5] unless a loan repayment was made.[6] The policy has been in place as early as 2013,[7][8] but was lifted in 2018.[9][10][11] However as of 2025, there has been proposals from the government to reinstate the travel ban for defaulters.[12][13][14]

References

  1. ^ a b "Wanita Umno vice-chief made PTPTN chairman". Free Malaysia Today. 11 May 2023. Retrieved 4 August 2025.
  2. ^ "Kuala Nerus Umno chief is new PTPTN chairman". Free Malaysia Today. 21 July 2022. Retrieved 4 August 2025.
  3. ^ "Insentif Pengecualian Bayaran Balik Pinjaman PTPTN Diperluas Kepada Semua Peminjam" [PTPTN Loan Repayment Exemption Incentive is Extended to All Borrowers]. Portal Rasmi PTPTN (in Malay). 15 September 2022. Retrieved 6 August 2025.
  4. ^ Abdul Rafar, Mohd Hisham (22 July 2015). "Don't run away, PTPTN exhorts loan defaulters". MalaysiaKini.
  5. ^ Yee Mun, Lee (14 October 2014). "Loan defaulters among 1.14 million on dept's travel blacklist". The Star. Archived from the original on 18 October 2014. Retrieved 5 August 2025.
  6. ^ Chapman, Karen (14 October 2014). "Almost 85,000 PTPTN loan defaulters barred from leaving country". The Star. Archived from the original on 18 October 2014. Retrieved 5 August 2025.
  7. ^ "132,801 PTPTN borrowers blacklisted as of Sept 30". Borneo Post Online. BERNAMA. 15 November 2013. Retrieved 5 August 2025.
  8. ^ "45,550 PTPTN blacklisted borrowers have made loan repayments". The Edge Malaysia. 25 November 2013. Retrieved 5 August 2025.
  9. ^ "More than 400,000 PTPTN borrowers taken out of blacklist, says new chairman". New Straits Times. BERNAMA. 26 June 2018. Retrieved 5 August 2025.
  10. ^ Su-Lyn, Boo (26 June 2018). "New PTPTN chief Wan Saiful lifts travel ban on 400,000 defaulters". Malay Mail. Retrieved 5 August 2025.
  11. ^ "Travel ban on PTPTN loan defaulters lifted". MalaysiaKini. 26 June 2018. Retrieved 5 August 2025.
  12. ^ 林秋莹 (6 October 2024). "明年起拖欠PTPTN者或遭禁出国　倪可敏：摊还学贷是基本责任" [PTPTN loan defaulters may be banned from leaving the country starting next year, Nga Kor Ming: Repaying student loan is fundamental responsibility]. Oriental Daily (in Chinese). Retrieved 5 August 2025.
  13. ^ "Putrajaya considers reinstating travel ban for PTPTN loan defaulters". The Star. 10 March 2025. Retrieved 5 August 2025.
  14. ^ Sallehuddin, Qistina (17 March 2025). "Govt considers alternatives to PTPTN travel ban". New Straits Times. Retrieved 5 August 2025.
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